I am not the best at saving money.
Not earth shattering news, but am getting better.
I consider myself to be pretty good with money and am very close to being 100% debt-free though. I have not had a credit card in 4 or 5 years, and paid off all credit card debt last fall. I recently paid off my car, and am working on my student loans. I plan to be debt-free by my 35th birthday, which is only about 2 months away, unfortunately.
Unfortunate, because that sounds so damn old.
I soon will be the guy screaming at the neighbor kids — Get off my lawn!
It appears that I am not alone with my inability to save money.
Most of Americans cannot save money, in fact I read about this just a couple weeks ago…
Scary stat, huh?
A sad stat, really.
Coffee Shop Chats with Conrad
A friend of mine and I try to meet at a coffee shop a few times a month. We both work from home, so any chance to get out and talk to actual people during the day is a goodd thing, for both of us.
It reminds me of this tweet I recently came across…
If you work from home, that tweet needs no explanation.
If you do not work from home, it is not as glamorous as you may think it is. I have to wear clothes, and do not sleep until noon everyday.
And I don’t watch Oprah reruns all day. I mean, Oprah is from 1:00-4:00.
Him and I chat about life, business, raising kids and what we want to do when we get older. He is very well read so he is always sharing news books (and podcasts) with me. A couple months ago he shared with me a money savings app his wife Jennifer was using.
If you read the title of this blog post, I borrowed their slogan, as you can see below;
This app does exactly what it says — Save money, without thinking about it.
They send you a daily text, giving you an update on your account, which is nice, but can be a bit much. I am sure I can turn the texts off/down, but have not figured out how to do it yet. They also text once or twice per month asking if you would like to save more (be more aggressive) with your savings.
You can sign up for an account below.
It is absolutely free, and literally takes about 3.7 minutes to set up.
Set it, and forget it.
That is what I did in March, and now have $253 in my account.
Now I am not going to retire anytime soon, but within a month or so, I should be in the 53% of Americans who can afford a $400 trip to the ER.
That is what you call winning, right?
Disclaimer: I do receive a $5 credit in my Digit account if you sign up. It is completely free to you. I am not looking to retire form it, just wanted to share how it’s helped me save money, effortlessly.